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A health insurance policy that provides medical coverage to a group of employees and their dependent...
An accident policy that offers financial compensation in the event of death, disability, or injury o...
A life insurance policy that pays a lump-sum benefit to an employee’s nominee in the event of thei...
Mandatory insurance that covers legal liability of an employer for injury, disability, or death of a...
Standardized fire insurance policies mandated by IRDAI for small (BLUS) and micro (BSUS) enterprises...
A traditional property insurance policy that covers damage to business assets caused by fire and a w...
All-inclusive insurance plans for large industrial undertakings, combining fire, burglary, accidenta...
A bundled insurance policy covering small and mid-sized office setups against fire, burglary, breakd...
A modular insurance plan offering comprehensive protection for commercial establishments by combinin...
This is a standardized home insurance policy mandated by IRDAI that provides protection to homeowner...
A comprehensive, customizable insurance policy that protects both the structure and contents of your...
EAR covers risks associated with the erection, installation, and testing of electrical, mechanical, ...
CAR is a comprehensive insurance solution for civil construction projects, covering physical damage ...
This combined policy covers transit risks (marine inland or overseas) and the subsequent erection/in...
CPM insurance covers heavy construction equipment and machinery used at project sites, whether worki...
This policy provides coverage for sudden and unforeseen physical damage to fixed machinery and plant...
This policy provides cover for boilers and pressure vessels against explosion risks during operation...
EEI covers loss or damage to sensitive electronic devices such as servers, computers, medical equipm...
Also known as a Single Transit Policy, this covers one-time movement of goods from a specific origin...
A formal insurance policy that provides ongoing protection for all shipments within a defined limit ...
STOP is a marine-cum-storage insurance product that covers all movement and incidental storage of go...
A comprehensive liability policy that protects businesses from third-party claims of bodily injury, ...
This policy covers legal liability arising out of defects in products that cause bodily injury or pr...
Product Recall Insurance covers the costs incurred by a company when it must recall a defective or d...
Covers professionals against claims arising from errors, omissions, or negligence in the discharge o...
A form of professional indemnity designed for service providers and consultants, especially in IT, m...
Covers directors and officers of a company against personal liability arising from wrongful acts in ...
Protects organisations from financial losses arising from cyber-attacks, data breaches, and regulato...
Provides coverage for financial losses resulting from acts of dishonesty, theft, fraud, or embezzlem...
A mandatory insurance under the Public Liability Insurance Act, 1991, for companies handling hazardo...
A broader public liability cover designed for industrial and large commercial establishments, beyond...
A specialised D&O cover taken when a company is going for IPO, FPO, rights issue, or private placeme...
W&I insurance covers losses arising from breaches of warranties or representations in mergers and ac...
Clinical Trials Liability (CTL) Insurance protects the sponsor, investigator, and trial site from le...
Fidelity Guarantee Insurance protects an employer from direct financial loss caused by dishonest act...
K&R Insurance provides financial protection and crisis response support to individuals and organizat...
Structuring and placement of proportional (quota share/surplus) and non-proportional (excess of loss...
Tailor-made facultative placements for large or high-risk exposures, across fire, engineering, liabi...
Arranging reinsurance of reinsurance portfolios to diversify and protect reinsurers' capital....
Solutions for agriculture, cyber, credit & surety, D&O, energy, catastrophe, and parametric covers �...
A bond that guarantees the bidder will honor their bid and sign the contract if awarded....
A bond that guarantees the contractor will perform the project as per the agreed terms, timelines, a...
This bond guarantees that the contractor will properly use the advance payment made by the project o...
A bond that guarantees the contractor will fix defects or maintenance issues that arise within the d...
A bond provided in lieu of cash retention (usually 5–10%) that guarantees the contractor will fulf...
Credit Insurance protects businesses against non-payment or delayed payment by buyers (domestic or e...
Covers financial loss due to disruption or cancellation of film or TV production caused by accidents...
Aviation Insurance covers aircraft hull (own damage) and legal liability to third parties, passenger...
Covers loss or damage to drones and legal liability arising from drone operations....
Parametric Insurance pays out a fixed amount when a pre-defined event threshold (like rainfall, temp...
Event Insurance provides financial protection against losses arising from unforeseen incidents such ...
Crop Insurance compensates farmers for crop loss or damage due to natural calamities, pests, or weat...
Covers the death or disability of livestock (e.g., cows, buffaloes, poultry) due to accident, diseas...
Covers fish farmers from financial loss due to mortality of fish stock caused by diseases, pollution...
A basic and mandatory policy that covers financial liability arising due to damage, injury, or death...
A complete policy offering financial protection for own vehicle damage, third-party liabilities, the...
A policy specifically covering damage to the insured vehicle due to accidents, natural or man-made c...
Collaborating with industry leaders worldwide
Novo was incorporated in Hyderabad, laying the groundwork for innovative insurance solutions nationwide.
Secured IRDAI license for General Insurance, expanding our portfolio to offer comprehensive coverage.
Obtained IRDAI Life Insurance license, enabling us to provide holistic protection during challenging times.
Expanded to 7 major cities, strengthening our network and delivering localized insurance services.
Achieved Composite Broker License, unifying General and Life Insurance for seamless client experiences.
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